DRDA Schemes



 
Swaranjayanti Gram Swarozgar Yojana Atal Awas Yojana
   
Mahatma Gandhi National Rural Employment Guarantee Indira Awas Yojana
   
Matri Shakti Bima Yojana Total Sanitation Campaign
   
National Family Benefit Scheme Watershed (IWDP/IWMP)
   
BPL List (Pooh)  (Nichar) (Kalpa1) (Kalpa2)  

 
 
Swaranjayanti Gram Swarozgar Yojana

   
Year of Start:

Swaranjayanti Gram  Swarozgar yojana” has been started from the year 1999-2000.
 

Funding Pattern:-      

The scheme is being implemented on 75:25 cost sharing basis between Central and State Govt.

Objective:- 

Swaranjayanti Gram Swarozgar Yojana is a holistic package covering all aspects of self-employment such as organization of poor into Self Help Groups, Training, Credit, Technology, Infrastructure and Marketing. The beneficiaries under this scheme are called “Swarozgaries”. The objective of SGSY is to bring the assisted poor families above the poverty line by providing them income-generating assets.
 

Process:-

Formation of SHGs :- BPL families are organized into self help groups. They maintain simple basic records. A bank account is opened in the name of the Group. The members built their group  corpus fund through collection of minimum voluntary savings regularly. Inter loaning out of corpus fund on the terms and condition decided by the group is under taken. When the group passes Grade-1 revolving funds to this tune of Rs. Ten thousand is released to the Group. A group can apply for loan and subsidy only after it becomes grade-II.
 

Procedure:-

The Swarojgari /Self Help Groups applies to the Block Development Officer for assistance under the scheme. The concerned extension officer prepares a project report. The application is sanctioned by the Block Development Officer and sent to concerned bank for sanction along with the project report. The case is scrutinized by the bank and sanction letter is sent to Block Development Officer for release of subsidy. The bank has to disburse the sanctioned amount with in 15 days from the date of receipt of subsidy amount.
 

Financial Assistance:-

This scheme is a credit-cum- subsidy programme. Subsidy under  SGSY is uniform at 30% of the project cost subject to a maximum limit of Rs. 7500/- in respect of SCs/STs and disabled persons the  maximum limit is 50% and Rs. 10000/- . For groups of Swarozgaries (SHGs), the subsidy is 50% of the project cost subject to per capita subsidy of Rs. 10000/- or Rs. 1.25 lacs whichever is less.  The focus of SGSY in on the vulnerable groups among the rural poor.  Accordingly, the SC/STs account for the 50% of Swarozgaries, women for 40% and the disabled for 3%. Moreover 10 % of allocated funds are utilized for basic orientation/skill up gradation and 20% of allocated funds are utilized for creation of infrastructure under the scheme. 10% of allocated funds are utilized for revolving fund to SHGs and 60% of allocated funds are utilized for subsidy.
 

Directory of SHG Success Stories (Pooh) (Kalpa) (Nichar) Guidelines
SHG Fedration  
Mahatma Gandhi National Rural Employment Guarantee Scheme
   
Year of Start:

The Mahatma Gandhi National Rural Employment Guarantee Act was notified by the Government of India on September, 2005 and was made effective w.e.f. 2nd February 2006. In the first phase, the National Rural Employment Guarantee scheme (NREGS) was introduced in District Chamba and Sirmour on 2nd February, 2006. In second phase MNREGS was started in District Kangra and Mandi w.e.f. 1-4-2007. Now in the third phase all the remaining 8 districts of the State have been covered under the scheme w.e.f. 1.4.2008.

Funding Pattern:-      

The Central Government will bear the following costs:

i) The entire cost of wages for unskilled manual workers.

ii) 75 percent of the cost of material and wages for skilled and semi-skilled workers.

iii) Administrative expenses as may be determined by the Central Government. These will include, inter alia, the salary and allowances of Programme Officers and their support staff and work site facilities

iv) Administrative expenses of the Central Employment Guarantee Council.

 The State Government will bear the following costs:

i) 25 percent of the cost of material and wages for skilled and semi-skilled workers.

ii) Unemployment allowance payable in case the State Government cannot provide wage employment within 15 days of application.

iii) Administrative expenses of the State Employment Guarantee Council.        

Main Objective 

The main objective is to strengthen the natural resource base of rural livelihood and create durable assets in rural areas. MNREGS aims is to provide for the enhancement of livelihood security of the households in rural areas of the State by providing 100 days of guaranteed wage employment in every financial year to every household whose adult members volunteer to do unskilled manual work.

Eligibility

The Mahatma Gandhi National Rural Employment Guarantee Scheme is open to all rural households in India. The entitlement of 100 days of guaranteed employment in a financial year is in terms of a household. This entitlement of 100 days per year can be shared within the household. The household under the scheme means nuclear family.

Permissible Works

As per schedule 1 of the Act the focus of the scheme is on the following works in their order of priority:-

(i)      Water Conservation and Water Harvesting works;

(ii)     Drought proofing works (including aforestation and tree plantation)

(iii)    Irrigation canals including micro and minor irrigation works;

(iv)    Provision of irrigation facility, horticulture plantation and land development facilities on land owned by the households belonging to the Scheduled Caste and Scheduled Tribes or to below poverty line families or to beneficiaries of land reforms or to the beneficiaries under the Indira Awas Yojana of the Government of India and small and marginal farmers.

(v)     Renovation of traditional water bodies including desiliting of tanks ;

(vi)     Land developments works;

(vii)    Flood control and protection works including drainage in water logged     areas;

(viii)   Rural connectivity to provide all-weather access; and

(ix)    Any other work which may be notified by the Government of India in consultation with the State Government.

Planning
  • The Village, Intermediate and District Panchayats shall be the principal authorities for planning and implementation of the scheme under the Scheme.
  • The Panchayat at all levels can be the implementing agencies under the Scheme.
  • At least 50% works in terms of cost will be allotted to GPs for implementation.
  • The GP shall be responsible for identification of the projects to be taken up in its area under the scheme as per the recommendations of the Gram/Ward Sabha and the same shall be forwarded to Programme Officer for scrutiny and preliminary approval.
  • The Gram Panchayat shall prepare a development plan and maintain shelf of possible works to be taken up under the scheme as and when demand for work arises.
  • The Intermediate Panchayat shall approve the block level plan and forward  same to District Panchayat (ZP) for approval.
  • The ZP shall finalize and approve block wise shelf of projects to be taken up for implementation under the scheme.
Work site facilities :-
  1. The facilities of safe drinking water, shade for children and place of rest, first-aid box with adequate material for treating minor injuries and other health hazards connected with the works shall be provided at the work site.
  2. In case the number of children below the age of six years accompanying the women working at any site is five or more, one such woman may be deputed to look after such children.
Institutional Mechanism
  • Central Employment Guarantee Council .
  • State Employment Guarantee Council .
  • District Programme Coordinator.
  • Gram Panchayat.
  • Panchayat Secretary,Rogzar Sewak & Technical Assistant.
Registration and Job Cards.
  • Application oral or written can be made to Gram Panchayat which shall issue job card within 15 days.
  • The job card shall be issued free of cost and shall be valid for 5 years from the date of issue.
Application for employment
  • The job card holder shall apply in writing to the Gram Panchayat for at least 14 days of work.
Provision of employment & Unemployment allowance 
  • The Gram Panchayat shall provide employment within 15 days from the date of application.
  • If the work is provided beyond the radius of 5 Kms. 10% additional wages would be given.
  • The Payment of wages has to be made within 15 days, if the  person is not provided employment within 15 days of application he/she shall be entitle for unemployment allowance.
Social Audit & Transparency
  • Every work shall be monitored by Vigilance & Monitoring Committee Gram Sabha shall conduct social audit regularly. Disclosure of information regarding the scheme at each level is to be made and grievances are to be redressed in a time bound manner. 
Medical treatment and
ex-gratia payment
If any personal injury is caused to a person employed under the scheme by accident arising out of and in course of his employment he shall be entitled to free medical treatment and daily allowance not less than half of the wage rate.

if any person dies or become permanently disabled by accident arising out of and in course of his employment his legal heirs or he shall be paid an ex-gratia payment at the rate of Rs. Twenty Five Thousand rupees.

Insurance cover A person who have worked under the scheme for at least fifteen days in a year shall be eligible for insurance cover under Janshree Bima Yojana. The beneficiary has to pay 50% of the premium i.e. Rs. 100/year. The insurance cover shall be Rs. 30,000 in case of death and Rs. 75,000 or Rs. 37500 in case of person injury due to accident depending upon the nature of disablement.
 Guidelines

Success Story 


 
Matri Shakti Bima Yojana
   
Year of Start:

Matri Shakti Bhima Yojana has been started from the year 2000 by the State Govt.
 

Objective:- 

The insurance policy covers death or disability of all women of BPL families with in the age group of 10-85 years due to any types of accident or natural calamity and accidental death of husband of such woman.
 

Procedure:

Application complete in all respect is to be submitted to Block Development Officer. The application is then forwarded by BDO to Deputy Commissioner for sanction.

Financial Assistance:-

The insurance cover is on 24 Hr. basis and includes all type of accidents arising any where. The sum assured is as under:

1. Death                                                                   1 lacs.
2. Permanent total Disability                                      1 lacs.
3. Loss of one limb and one eye or both eyes            1 lacs.
    and both limbs.
4. Loss of one limb and one ear                                50 thousand.
5. In case of  Death of Husband                                1 lacs.

   

 
National Family Benefit SCHEME
   
Year of Start:

National Family Benefit Scheme has been started from the year 1995

Funding Pattern:-      

The scheme is entirely funded by Central Govt.

Objective:- 

Under this scheme immediate financial assistance is provided to the bereaved family living below poverty line in case of death of primary bread winner of his family. The primary bread winner should be more than  18 years and less than 65 years in age.
 

Financial Assistance:-

Financial assistance of Rs. 10,000/- per family is provided to bereaved family.

                                                                                                                                           
   

 
Indira Awas Yojana

Year of Start

Indira Awas yojana was lauched during  1985-86 as a sub scheme of Rural Landless  Employment Guarantee Programme and there after continued as a sub scheme till 1995 It has been made an independent scheme with effect from 1st January 1996. 

Funding Pattern      

The scheme is being implemented on 75:25 cost sharing basis between Central and State Govt.

Objective

The objective of the scheme is to help construction of dwelling units by people living below poverty line by providing them grant-in-aid.

Procedure

A permanent wait list of families living below poverty line is approved by Gram Sabha in order of priority for each Panchayat. The wait list is painted on the wall of each Panchayat Ghar. Grant-in-aid is distributed as per targets fixed for a Panchayats in a financial year. 60% of houses are earmarked for SC/ST & 3% for disabled & 15% for minorities. Construction of smokeless chulha & sanitary unit forms integral part of IAY dwelling unit. In case of landless family land is also provided for construction of dwelling unit by the Govt. free of cost.

Financial Assistance

An assistance of Rs. 48500 per dwelling unit is provided under the scheme. Now w.e.f.01-04-2010, the assistance has been enhanced to Rs.. 48,500/- per unit. The selection of beneficiaries is being done by Gram Sabha.

Permanent Waiting List Guidelines    Sanctioned List (2007-08)
Sanctioned  List (2008-2009) Sanctioned  List (2009-2010) Sanctioned List (2010-11)
Success Stories (Kalpa)     Sanctioned List (2011-12)

 

Atal Awas Yojana

Year of Start

Rajeev Gandhi Awas Yojana was launched during  2003-04. Now this yojana has been renamed as Atal Awas Yojana.  

Funding Pattern  

The scheme is being funded by the state government.

Objective

The objective of the scheme is to help construction of dwelling units by people living below poverty line by providing them grant-in-aid.

Procedure

A permanent wait list of families living below poverty line is approved by Gram Sabha in order of priority for each panchayat. The wait list is painted on the wall of each panchayat ghar. Grant-in-aid is distributed as per targets fixed for a panchayats in a financial year. 3% of houses are earmarked for disabled. Construction of smokeless chulha & sanitary unit forms integral part of the dwelling unit. In case of landless family, land is also provided for construction of dwelling unit by the government  free of cost.

Financial Assistance

An assistance of Rs. 48500 per dwelling unit is provided under the scheme.

Guidelines Sanctioned List 2010-2011 Sanctioned List 2011-2012

 

Total Sanitation Campaign

Year of Start-: Total Sanitation Campaign was started in District Kinnaur in the year 2003-04.

Project Details:- 

Sr. No

Components

Unit

     Amount

Total

Canter Share

State Share

Beneficiary Share

1

Startup

-

0.70

0.00

0.00

0.70

2

Admn. Charges

-

9.28

2.32

0.00

11.60

3

IEC

-

32.00

8.00

0.00

40.00

4

IHHLs(BPL)toilet

1560

24.99

8.75

3.75

37.49

5

Sanitary Complex

65

37.50

18.75

6.25

62.50

6

School Toilet

350

48.78

21.00

0.22

70.00

7

RSM/PC

1

8.00

2.00

0.00

10.00

8

Anganwari Toilets

226

7.90

3.40

0.00

11.30

9

Solid Waste Management

-

15.48

5.16

5.16

25.80

10

Revolving fund

-

2.40

0.60

0.00

3.00

 

Total :

 

187.03

69.98

15.38

272.39

Funding Pattern:-

Sr.

No

Components

Centre

 Share               

State Share

Beneficiary Share

1

 Start up activities           

100

-

-

2

IEC     

80

20

-

3

RSMs

80

20

-

4

BPL Individual Latrines                    

60

20

20

5

Community Sanitary

60

20

20

6

School Sanitary

70

30

-

7

Anganwadi Toilets

70

30

-

Objectives :-

                  Total Sanitation Campaign is a comprehensive programme to ensure sanitation facilities in rural areas with broader goal to eradicate the practice of open defecation. TSC as a part of reform principles was initiated in 1999 when Central Rural Sanitation Programme was restructured making it demand driven and people centered. It follows a principle of “low to no subsidy” where a nominal subsidy in the form of incentive is given to rural poor households for construction of toilets. TSC gives strong emphasis on Information , Education and Communication (IEC), Capacity Building and Hygiene Education for effective behaviour change with involvement of PRIs, CBOs, and NGOs etc. The key intervention areas are Individual household latrines (IHHL), School Sanitation and Hygiene Education (SSHE) , Community Sanitary Complex , Anganwadi toilets.

Components :-

  1. Awareness creation among different sections of the society regarding the importance of sanitation and to ensure their involvement and participation in the achievement of project objectives.

  2. Motivation of families to construct household toilets and to abdicate the habit of open defecation. 

  3. Provision of sanitation facilities in Schools, Anganwaries and Community places.

  4. Ensure  solid & liquid waste management with this help of PRI and community at large.

  5. Providing technical guidance under different components.

  6. Creation of mechanism at village level to ensure sustainability.   

 Financial Assistance :- 

An incentive of Rs.2700 per toilet is given to each BPL family which has constructed toilet under the campaign .But the a incentive is paid only when the panchayat in which the family lives declares itself open defecation free. Rs 20000/unit is provided for construction of school toilets and Rs. 5000/unit is provided for construction for Anganwari toilets. Rs. 80000/- is provided for construction of community sanitary complex and Rs. 20,000 is contributed by user groups.

Incentives

  1. Mahila Mandal Protsahan Yojana :   

                                         The schemes introduced by state Government aims at encouraging Mahila Mandals by awarding them for their contribution to the development of village for various activities under taken by them. Since the year 2008-2009 decision has been  taken by the State Government to distribute these funds to those Mahila Mandals which has made substantial contribution in achieving ODF status in their village ward or gram panchayat. The rewards are distributed under the scheme each year as per following norms and as per budget allocation to the blocks.      

1         Village which has achieved 100 percent ODF status with                        Rs. 10,000
           substantial contribution of Mahila Mandal 
2         Ward which has achieved 100 percent ODF status with
            substantial contribution of Mahila Mandal                                        
       Rs.15,000
3          Gram Panchayat which
has achieved 100 percent ODF status with
           
ssubstantial contribution of Mahila Mandal  .                                           Rs. 25,000

  1. Maharashi Valmiki Sampoorn Swachata Puraskar:-

                     The government of Himachal Pradesh has undertaken a comprehensive strategy to tackle the sanitation challenge based on motivating rural communities to end the traditional practice of open defecation and adopt self sanitation . In pursuance of this strategy the State Government has introduced the Maharashi Valmiki Sampoorn Swachata Puraskar to select the cleanest Gram Panchayat at Block, Distt., Division and State Level based on an annual competition and prizes listed below are given every year on Independence Day.

State Level             - 10.00   Lac.
Divisional Level      -  
5.00   Lac.
District Level           -  3.00  Lac.
Block Level             - 1.00  Lac.         

  1. Nirmal Gram Puruskar  :-

        GOI has launched Nirmal Gram Puraskar to recognize the efforts in terms of cash awards for fully covered Panchayats and those individuals and institutions who have contributed significantly in ensuring full sanitation coverage in their area of operation. Award money varies from 2 Lac  to 4 lac at Gram Panchayat level, 10 lac to 20 lac at Block level, 30 lac to 50 lac at District level depending upon population of that panchayat, block, district. Similarly block panchayats and zila panchayats are also awarded. There is also provision for awarding individuals/NGO's for their contribution in the field of sanitation.

 NGP / ODF Panchayats   Success Stories Kalpa, Nichar  Guidelines

 

 Watershed (IWDP/IWMP)

 IWDP

Watershed is a geographical area that drains at a common point in the drainage system. It is bound by the ridgeline, which starts from and closes at the same common draining point duly encircling the drainage area. Watershed has been adopted as an approach to conserve and develop the natural resources. People’s participation is the main strategy for its planning and implementation.
        The Integrated Watershed Development Project was started in Kalpa & Nichar Sub Division of District Kinnaur H.P. from the year 1999-2000 . 16 Nos of micro watershed was sanctioned under IWDP-KNR-I wtih the Project cost Rs. 350.60 lacs. The project was closed in September, 2007.
            At present 27 micro watershed projects sanctioned in the years 2001-02 and 2004-05 for IWDP-II & III ( Nichar & Kalpa ) with sanctioned project cost of Rs. 871.32 lac and are being implemented in the District.
 

 IWMP

Against the backdrop of DDP, IWDP, DPAP and Hariyali Projects, the Government of India has brought all these projects under single umbrella known as Integrated Watershed Management Programme which will be implemented through New Common Guidelines for Watershed Development Projects. As per these new guidelines the Project cost for Hilly areas would be rupees 15,000 per hectare and shared by the Centre/State in a ratio of 90:10. Under IWMP the Government of India has sanctioned Project for Rupees 1500.00 Lakh during 2009-2010 for treating 10,000 Hectare and 20 Nos. of micro watersheds of waste lands for the enhancement of sustainable livelihoods activities for the people of project areas.
 

Funding pattern

IWDP

 

 

On the basis of present cost norm of Rs. 6000 per hectare, a watershed project of 500 ha is sanctioned Rs. 30 lakh. This amount is allocated in the following manner.

     Watershed Treatment/ Development Works/Activities         85%

      Community Mobilization and Training                                  5%

      Administrative Overheads                                                   10%

    Total                                                                                    100%

The funds are made available in the ratio of 75:25 by the Central and State government, respectively.
 

Funding pattern

IWMP

On the basis of present cost norm of Rs. 15000 per hectare, a watershed project of 10,000 ha is sanctioned Rs. 1500.00 lakh. This amount is allocated in the following manner.

   Budget component                                                       % of the Budget

  • Administrative Cost                                                  10
  • Monitoring                                                               1
  • Evaluation                                                                1

Preparatory phase, including:

  • Entry point activities                                                 4
  • Institution and capacity building                                5
  • Detailed Project Report (DPR)                                1

Watershed Work Phase:

  • Watershed Development Works                              50
  • Livelihood activities for the asset less persons,          10
  • Production system and micro enterprises.                 13
  • Consolidation phase                                                 5

                                         Total:-                                    100 %

Main Objectives

 

     Harvesting maximum amount of rainwater for improving irrigation and drinking water.

      Creating continuous sources of income for the village community and Panchayat.

      Ensuring overall development of rural areas through the Gram Panchayat.

      Encouraging villagers for community action for operation and maintenance of assets created and development of the natural resources.

     Enhancement of livelihood activities. 
 

Major Activities

In a watershed project the following activities are planned for:

      Development of small water harvesting structures such as low-cost farm ponds, nalla bunds, check-dams, percolation tanks and other ground water recharge measures.

      Renovation and augmentation of water sources, desolation of village tanks for drinking Water/fisheries/irrigation development.

      Fisheries development in village ponds/tanks/farm ponds etc.,

      Afforestation including block plantation, agro-forestry and horticultural development.

      Pasture development either by itself or adjoining with plantation.

      Land development including in-situ soil and moisture conservation measures , bench terracing in hilly terrain, nursery raising for fodder, timber, fuel wood , horticulture and non- timber forest production species.
 

Strategy

            Active participation of people and their functional groups.

      Promotion of skills of beneficiaries, Gram Panchayat and Gram Sabha

      Team work

      Arrangements for close supervision, guidance and facilitation.

      Maintenance of assets and sharing of benefits through norms decided by the user.
 

Watershed Development Plans.
 

The plans are to be formulated by the Gram Panchayat on the basis of information generated through baseline survey and PRA exercise, under the guidance of WDT and approved of Gram Sabha. The same is submitted to PIA.

The PIA after careful scrutiny will submit the watershed development action plan for approval to ZP/ DRDA. The approved plan will be the basis for release of funds.
 

Watershed Development Fund One of the mandatory conditions for selection of villages for watershed projects is people's contribution towards the Watershed Development Fund (WDF). The contributions to WDF shall be a minimum 10% of the cost of works executed on private lands only. However, in case of SC/ST , small and marginal farmers, the minimum contribution shall be 5% of the cost  works executed on the lands.
Self Help Groups The Watershed Committee shall constitute SHGs in the watershed area with the help of WDT from amongst poor, small and marginal farmer households, landless/asset less poor agricultural labourers, women, shepherds and SC/ST persons. These Groups shall be homogenous groups having common identity and interest who are dependent on the watershed area for their livelihood . Each Self Help Group will be provided with a revolving fund of an amount to be decided by the Nodal Ministry.
User Groups The Watershed Committee (WC) shall also constitute User Groups in the watershed area with the help of WDT. These shall be homogenous groups of persons most affected by each work/ activity and shall include those having land holding the watershed areas. Each User Group shall consist of those who are likely to derive direct benefits from a particular watershed work or activity.
User Charges The Gram Sabha through the Watershed Committee (WC) shall put in place mechanism for collecting user charges. No charge will be taken from landless, destitute or disabled/ widow headed house holds for work done on private or public land. The user charges collected shall be credited to the WDF for maintenance of assets created during the project.
Implementation

The approved action plan is implemented by PIA through gram panchayat / watershed committees / user’s groups with active support and supervision of WDT members.

 

IWDP

IWMP

Project Period        5 years.

Project Period        2 to 7 years.

 
 Success Story Kalpa

Success Story Kalpa IWDP III

Success Story Nichar Success Story Pooh
                 Guidelines